1
Qualifying Event
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Your Location
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Contact Info
What's your qualifying event?
Select the life change that applies to you
Please select your qualifying event.
Your location & household
We'll check what plans are available in your area
Please enter your ZIP code.
Please select your state.
Please select household size.
Please select your income range.
How should we reach you?
A licensed agent will contact you — free, no obligation
Please enter your name.
Please enter a valid phone number.
Please enter a valid email address.
🔒 Your info is private. No spam. Licensed agent contact only.
You're All Set, Friend!
A licensed Cain Family Insurance agent will reach out within 1 business day to discuss your ACA health plan options. Here's what to expect:
📋 What to Have Ready
1
Your current or recent insurance information (carrier + plan name)
2
Proof of qualifying event (job loss letter, moving docs, etc.)
3
Income estimate (W-2 or pay stubs helpful but not required)
4
Social Security numbers for everyone to be covered
Licensed Agent
State-licensed insurance broker. Real person, not a call center.
100% Free
No cost to you. Agent is paid by the insurance carrier.
No Obligation
Browse your options. Only enroll if it's right for you.
Private & Secure
Your info is never sold. HIPAA-conscious process.
How It Works
1
Complete the Form
Tell us about your situation in 2 minutes. No personal data required upfront.
2
Agent Reviews Your Case
A licensed agent checks available ACA plans for your state, ZIP, and household.
3
You Choose (or Not)
We walk you through your options. No pressure. Enroll when you're ready.
Common Questions
What is a Special Enrollment Period? ▼
A Special Enrollment Period (SEP) is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify when you experience a qualifying life event — like losing job-based coverage, moving, getting married, or having a baby. You typically have 60 days from the event to enroll.
How much does ACA insurance cost? ▼
It depends on your income, household size, and state. Most households earning under 400% of the federal poverty level qualify for premium tax credits that reduce monthly costs significantly — sometimes to $0/month. A licensed agent can run the numbers for your exact situation in minutes.
What does it cost to use Cain Family Insurance? ▼
Absolutely nothing. Insurance agents are compensated by the insurance carriers, not by you. Our job is to help you find the best plan at no extra cost compared to buying direct.
What if I don't have a qualifying event? ▼
If you don't have a qualifying life event, you'll need to wait for Open Enrollment (typically November 1 – January 15 each year). Contact us now and we'll make sure you're ready to enroll the moment Open Enrollment begins — with the best plan already picked.